The recent investment performance of the SuperLife workplace savings scheme (after tax and after asset related fees) for a member on the highest PIR tax rate is shown below.

After-tax returns to 31 July 2017

Investment Fund

7 years
(p.a.)

5 years
(p.a.)

3 years
(p.a.)

Last
year

Last
month

NZ Cash Fund 2.62% 2.51% 2.42% 2.01% 0.14%
NZ Bonds Fund 4.54% 3.99% 4.31% 1.70% 0.33%
Overseas Bonds Fund 4.03% 2.95% 3.84% 2.14% 0.19%
Overseas Non-government Bonds Fund 4.30% 3.38% 3.31% 0.91% -0.22%
Property Fund 10.46% 9.37% 7.87% -4.71% -0.72%
NZ Shares Fund 14.39% 16.82% 13.80% 7.85% -0.26%
Australian Shares Fund 4.58% 5.07% 7.87% 8.64% -0.02%
Overseas Shares (Currency Hedged) Fund 11.24% 12.64% 8.47% 16.37% 0.53%
Overseas Shares Fund 8.58% 11.91% 9.57% 9.54% -1.35%
Emerging Markets Fund n/a 4.83% 4.87% 11.07% 1.15%
Gemino 1.46% 8.33% -3.34% -8.43% -2.89%
UK Cash Fund n/a -1.62% -2.88% -4.54% -1.02%
SuperLifeIncome n/a n/a 3.82% 1.62% 0.15%
SuperLife30 n/a 5.86% 5.61% 3.93% 0.05%
SuperLife60 7.70% 8.35% 7.35% 6.32% 0.00%
SuperLife80 n/a n/a 8.22% 7.99% -0.01%
SuperLife100 n/a n/a 8.67% 8.95% -0.03%
Ethica 7.28% 8.14% 8.45% 1.34% -0.56%
NZ Cash ETF Fund n/a n/a n/a 1.93% 0.11%
NZ Bond ETF Fund n/a n/a n/a 1.77% 0.36%
Global Bond ETF Fund n/a n/a n/a 2.09% 0.20%
NZ Dividend ETF Fund n/a n/a n/a 4.27% -1.19%
NZ Top 50 ETF Fund n/a n/a n/a 5.75% -0.11%
NZ Top 10 ETF Fund n/a n/a n/a -3.11% -2.36%
NZ Mid Cap ETF Fund n/a n/a n/a 13.39% 1.18%
NZ Property ETF Fund n/a n/a n/a -2.57% -1.23%
Australian Top 20 ETF Fund n/a n/a n/a 7.20% 1.03%
Australian Dividend ETF Fund n/a n/a n/a 5.37% -1.02%
Australian Financials ETF Fund n/a n/a n/a 12.60% 1.77%
Australian Property ETF Fund n/a n/a n/a -8.87% -1.69%
Australian Resources ETF Fund n/a n/a n/a 16.21% 3.96%
Australian Mid Cap ETF Fund n/a n/a n/a 7.02% -1.92%
Total World ETF Fund n/a n/a n/a 9.07% -0.96%
US 500 ETF Fund n/a n/a n/a 7.75% -1.37%
Europe ETF Fund n/a n/a n/a 12.64% -1.52%
Asia Pacific ETF Fund n/a n/a n/a 10.11% -0.84%
US Large Growth ETF Fund n/a n/a n/a 9.71% -0.98%
US Large Value ETF Fund n/a n/a n/a 6.04% -1.73%
US Mid Cap ETF Fund n/a n/a n/a 6.09% -1.60%
US Small Cap ETF Fund n/a n/a n/a 6.83% -1.81%
Emerging Markets ETF Fund n/a n/a n/a 9.84% 1.48%

 

The highest PIR tax rate is 33% prior to 31 March 2008, 30% 1 April 2008 to 30 September 2010 and 28% after 30 September 2010.

Remember: past performance is no guarantee of future performance levels.

See your own individual investment performance – online

Log in to your account to view how your investments have performed. If you haven't registered for web access to your account, phone us on 0800 27 87 37 for your PIN, then register online.

Read why SuperLife does not participate in the gross return surveys. We think gross returns can be very misleading.

Allocation of returns

The investment earnings for each investment option are allocated on a daily basis. Each day the investments are valued using the latest values available (normally at the close of business the previous day). The investment income received and the change in market value of the assets is calculated and a proportional share, based on the amount a member has invested in that option, is allocated to the member. The tax payable on the portion that is taxable income is also calculated and the tax deducted each day. The amount shown on the member website, and in the statements, for a member in their KiwiSaver account is the amount that would be payable at that time, if they were entitled to it.

Read more about allocation of investment returns.