Disability insurance, also referred to as disability income insurance, protects you from the loss of income you may suffer through a severe disability which prevents you from working for an extended period.

Under SuperLife you can decide:

  • the level of the disability insurance benefit you will receive should you become disabled or too sick to work (“benefit level”);
  • how long you have to be off work before payments begin (“waiting period”); and
  • how long it is payable while you are disabled (“benefit period”).

The benefit is tax free and is fully insured by Fidelity Life.

To take out an insurance benefit you must be a member of SuperLife.  If you are already a member of SuperLife you need to fill out the add disability income insurance form.  Members can also change their current benefit with the change disability income insurance form.  If you are not a member, please contact us superlife@superlife.co.nz