Forms

  • Chosen scheme – use this form to select SuperLife as your chosen KiwiSaver scheme for your employees
  • Termination of employment – use this form to advise SuperLife that an employee is leaving service

 

Articles and guides

Superannuation

7 ways to take advantage of SuperLife

There are many ways employers take advantage of SuperLife to meet their employee benefit and business needs. SuperLife is a vehicle that lets employers implement subsidised and unsubsidised superannuation, KiwiSaver and insurance employee benefits plans. Read more...

Cash is king?

In today's enviroment, the real value an employer can deliver to its employees is access to wholesale insurance and savings products, along with information and education so that they can become aware of the consequences of their decisions. Subsidising employees’ savings can only be justified if there is a clear business advantage. Read more...

Introducing a superannuation plan

This guide provides useful information for successfully introducing a superannuation plan in your workplace, including a step-by-step guide to launching a superannuation plan and a suggested benefit design. Read more...

Pay packaging

Using examples, this article looks at the advantages for employers who adopt a flexible benefits remuneration philosophy. Read more...

Role of superannuation in a total cost environment

Central to any organisation’s people policies is the way it remunerates its employees. In the current environment, what should be the role of superannuation in the employer’s remuneration policy? Read more...

Salary sacrifice

This article discusses how salary sacrifice works and related issues. Read more...

Superannuation – a general discussion

This paper discusses the general philosophy behind employment based superannuation together with the arguments for and against an employer providing employee benefits. It also looks at the general options available to an employer. Read more...

Introducing a funeral benefit

A benefit which targets the provision of a death cover of $10,000, $20,000 or $30,000 and promoted as funeral cover, is a cost effective way of providing a benefit that is often highly valued by employees.. Read more...

 

Taxation

ESCT or FBT?

This article contrasts and compares employer superannuation contribution tax (ESCT) with fringe benefit tax (FBT). Read more...

How to calculate an employee's ESCT rate

This article gives employers useful information for working out employees ESCT rates and relevant remuneration. Read more...

Retirement savings – taxation

This paper summarises the tax regime that applies to registered superannuation schemes in New Zealand and separately for approved KiwiSaver schemes. Read more...

Taxation of employer contributions

This article discusses how the ESCT regime applies to employer contributions made to a superannuation scheme. Read more...

 

KiwiSaver

KiwiSaver – minimum contribution rates

The minimum KiwiSaver employee and employer contribution rates increase from 2% to 3% on 1 April 2013. Read more...

KiwiSaver – a general guide for employers

This comprehensive guide that covers all of the things employers need to know about KiwiSaver including information about signing up new and existing employees, making contributions, KiwiSaver providers, employer compliance obligations and payroll issues. Read more...

KiwiSaver – employee benefits made easy

In New Zealand, employers provide employee benefits through a combination of superannuation schemes and KiwiSaver and typically adopt approaches that fall into three groups: KiwiSaver compliance only, proactive KiwiSaver, or KiwiSaver and optional superannuation. Read more...

KiwiSaver – exempt employers

This article provides details of exempt employers including the requirements for an alternative "exempt" scheme. Read more...

KiwiSaver – key features for employees and employers

This article looks at the features of KiwiSaver as they apply to employees and employers. Read more...

KiwiSaver – the impact on remuneration

This article discusses the impact of KiwiSaver on the principle of fairness and looks at how employers can overcome this by adopting a total remuneration strategy. Read more...

KiwiSaver – the superannuation component solution

This article summarises the alternative of introducing a superannuation component as part of the remuneration strategy. Read more...

KiwiSaver – understanding employer contributions

This article looks at the exceptions to employer contributions that apply in respect of employees in pre-May 2007 superannuation arrangements. Read more...

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