See all investment options.

Overall objective

SuperLifeAge Steps automatically adjusts the proportion of your investment in income and growth assets depending on your age. As you get older, the proportion of your investment in more volatile growth assets will be reduced, lowering the expected size of the ups and downs in the value of your investment. This option may be suitable if you are saving for retirement (assumed to be age 65), and assumes you will continue to invest your savings and spend them over your retirement period.

Investment strategy

If you choose SuperLifeAge Steps, each $100 of your savings is allocated to individual investment Funds to provide you with an overall strategy, based on your age.

 

Age Cash SuperLifeIncome SuperLife100
<18   - - 100.0
 18  - - 100.0
 19 - 2.0 98.0
 20 - 4.0 96.0
 21 - 6.0 94.0
 22 - 8.0 92.0
 23 - 10.0 90.0
 24 - 12.0 88.0
 25 - 14.0 86.0
 26 - 16.0 84.0
 27 - 18.0 82.0
 28 - 20.0 80.0
 29 - 20.0 80.0
30 - 20.0 80.0
31 - 20.0 80.0
32 - 20.0 80.0
33 - 20.0 80.0
34 - 20.0 80.0
35 - 20.0 80.0
36 - 20.0 80.0
37 - 20.0 80.0
38 - 20.0 80.0
39 - 20.0 80.0
40 - 20.0 80.0
41 - 20.0 80.0
42 - 20.0 80.0
43 - 20.0 80.0
44 - 20.0 80.0
45 - 20.0 80.0
Age Cash SuperLifeIncome SuperLife100
46 - 21.0 79.0
47 - 22.0 78.0
48 - 23.0 77.0
49 - 24.0 76.0
50 - 25.0 75.0
51 1.0 26.0 73.0
52 2.0 27.0 71.0
53 3.0 28.0 69.0
54 4.0 29.0 67.0
55 5.0 30.0 65.0
56 6.5 30.0 63.5
57 8.0 30.0 62.0
58 9.5 30.0 60.5
59 11.0 30.0 59.0
60 12.5 30.0 57.5
61 14.0 30.0 56.0
62 15.5 30.0 54.5
63 17.0 30.0 53.0
64 18.5 30.0 51.5
65 20.0 30.0 50.0
66 20.0 32.0 48.0
67 20.0 34.0 46.0
68 20.0 36.0 44.0
69 20.0 38.0 42.0
70 20.0 40.0 40.0
71 21.0 41.0 38.0
72 22.0 42.0 36.0
73 23.0 43.0 34.0
74 24.0 44.0 32.0
75 25.0 45.0 30.0