SuperLife

There are many ways employers take advantage of SuperLife to meet their employee benefit and business needs. SuperLife is a vehicle that lets employers implement subsidised and unsubsidised superannuation, KiwiSaver and insurance employee benefits plans. Read more.

In today's enviroment, the real value an employer can deliver to its employees is access to wholesale insurance and savings products, along with information and education so that they can become aware of the consequences of their decisions. Subsidising employees’ savings can only be justified if there is a clear business advantage. Read more.

This guide provides useful information for successfully introducing a superannuation plan in your workplace, including a step-by-step guide to launching a superannuation plan and a suggested benefit design. Read more.

Using examples, this article looks at the advantages for employers who adopt a flexible benefits remuneration philosophy. Read more.

Central to any organisation’s people policies is the way it remunerates its employees. In the current environment, what should be the role of superannuation in the employer’s remuneration policy? Read more.

This article discusses how salary sacrifice works and related issues. Read more.

This paper discusses the general philosophy behind employment based superannuation together with the arguments for and against an employer providing employee benefits. It also looks at the general options available to an employer. Read more.

A benefit which targets the provision of a death cover of $10,000, $20,000 or $30,000 and promoted as funeral cover, is a cost effective way of providing a benefit that is often highly valued by employees. Read more.

This paper summarises the tax regime that applies to registered superannuation schemes in New Zealand and separately for approved KiwiSaver schemes. Read more.

This article discusses how the ESCT regime applies to employer contributions made to a superannuation scheme. Read more.

The minimum KiwiSaver employee and employer contribution rate is 3%.

This comprehensive guide that covers all of the things employers need to know about KiwiSaver including information about signing up new and existing employees, making contributions, KiwiSaver providers, employer compliance obligations and payroll issues. Read more.

In New Zealand, employers provide employee benefits through a combination of superannuation schemes and KiwiSaver and typically adopt approaches that fall into three groups: KiwiSaver compliance only, proactive KiwiSaver, or KiwiSaver and optional superannuation. Read more.

This article provides details of exempt employers including the requirements for an alternative "exempt" scheme. Read more.

This article looks at the features of KiwiSaver as they apply to employees and employers. Read more.

This article discusses the impact of KiwiSaver on the principle of fairness and looks at how employers can overcome this by adopting a total remuneration strategy. Read more.

This article summarises the alternative of introducing a superannuation component as part of the remuneration strategy. Read more.

This article looks at the exceptions to employer contributions that apply in respect of employees in pre-May 2007 superannuation arrangements. Read more.